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TeachMeFinance.com - explain Present Value Present Value The term 'Present Value ' as it applies to the area of Medicare in the United States can be defined as ' The present value of a future stream of payments is the lump-sum amount that, if invested today, together with interest earnings would be just enough to meet each of the payments as it fell due. At the time of the last payment, the invested fund would be exactly zero'. Previous 5 Terms: Prescribed elevation Prescribed Fire prescribed interexchange charge (picc) Prescription Drug Product Present Movement Next 5 Terms: Present Weather preservation presidial Pressure Pressure Altimeter About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2005-2011 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional medical, legal or financial advice. Information presented at TeachMeFinance.com is provided on an "AS-IS" basis. Please read the disclaimer for details.